Finding the right home at the right price is just one part of a home sale or purchase. Century 21 Preferred Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (805)733-0444 if your needs include a real estate pro experienced in the business side of real estate. Closing costs you should expect There are certain normal costs associated with closing the sale of a house. These fees are usually divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help guide you through your deal. Closing costs that are loan-related    (Learn more) Points (optional) Appraisal Fee Credit Report Interest Payment Escrow Account Taxes you may be responsible for at closing    (Learn more) Property Taxes Transfer Taxes and Recording Fees Insurance fees due at closing    (Learn more) Homeowners Insurance Flood or Quake Insurance (optional) Private Mortgage Insurance (PMI) (optional) Title Insurance Sellers: As we get through the details of your sale, I'll not only work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've come to an agreement, I'll give a detailed list of the closing costs so you are aware of exactly what you're paying for. Buyers: When purchasing real estate in Santa Barbara County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not surprised when you get to the closing appointment. I'll be willing to review the GFE with you, answering your questions and highlighting any estimates in question. Today's Rates: Mtg Loan     Rate   APR 30-yr Fixed 3.87% 4% 15-yr Fixed 3.14% 3.31% 1-yr Adj 2.76% 3.42% * national averages Mortgage Calculator: Sales Price: $ Down: % Interest Rate: % Term: yrs Monthly payment: $ Got a Question? Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.   Your Information *Name: *Email: Phone: Your Question Question: Note: Fields with an * are required * MOL = More or Less

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Data maintained by  Lompoc Board of Realtors may not reflect all real estate activity in the market. Information contained herein has been provided by sellers or other sources and has not been verified by the broker or his agents. Interested persons should independently verify the accuracy of all information.

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